ALL FINANCE SOLUTION ACROSS INDIA
Personal Loan (Salaried)
About Galaxy Finserv
Galaxy Finserv is a registered financial service provider based in Kolkata. Galaxy Finserv is a loan assistance service provider and not a direct lender, offering assistance in securing personal, business, and other types of loans through trusted banking and NBFC partners across India.
UDYAM Registration No: UDYAM-WB-10-0150997
Type: Micro Enterprise
Business Activity: Financial Services (Loan Assistance)
Established: 2023
Key Features
Minimum ₹12,500 net salary, approval in 1 day.
Salary Requirement
Net take home ₹12,500 and above needed.
Approval Time
Get approval within one working day.
Interest Rates
Rates vary from 14% to 30% annually.
depending on:
CIBIL Score
Net Take Home Salary
Employer Profile
Existing loan obligations
Our Loans
Unsecured loans with approval and flexible repayment.
No Collateral
Get loans without pledging any asset or security. Hassle-free process. Simple Documentation.
Fast Disbursal
Clear processing ensures minimal waiting time.
Flexible Tenure
Choose repayment plans that suit your comfort.
Eligibility Criteria
Who can apply?
Salaried individuals including proprietors, partners, private or government employees.
Minimum salary required?
Applicants must have a net take-home salary of at least ₹12,500 per month.
Is job stability important?
Yes, a stable job with regular income is essential to meet eligibility requirements.
What about repayment history?
A good repayment history is preferred but not mandatory for eligibility.
Are government employees eligible?
Yes, government employees meet the eligibility criteria.
Can partners in a firm apply?
Yes, partners in proprietorship or partnership firms with stable income can apply.
Personal Loan Details
We offer flexible personal loan solutions through our trusted banking and NBFC partners across India. Our goal is to provide transparent and easy access to funds based on your eligibility.
📊 Loan Features
Loan Amount: ₹50,000 to ₹10,00,000
Interest Rate: 14% to 30% per annum (reducing balance basis)
Loan Tenure: 12 to 60 months
Processing Fee: Up to 3% of the loan amount + applicable GST
Prepayment / Foreclosure Charges: As per lender’s policy
Late Payment Charges: Applicable based on lender terms.
📉 Representative Loan Example
For a loan amount of ₹1,00,000 at an interest rate of 18% per annum for a tenure of 24 months:
EMI: ₹4,992 (approx.)
Total Interest Payable: ₹19,808 (approx.)
Total Repayment Amount: ₹1,19,808 (approx.)
⚠️ Important Note
Interest rates, loan approval, and final terms may vary depending on your credit profile, income, and the policies of our partner banks and NBFCs.
Loan Docs
What identity proofs?
You can provide Aadhaar card or PAN card as identity proof.
Which address proofs?
Aadhaar card, voter ID, or a recent utility bill can be used.
What counts as income proof?
Last 3 months’ salary slips and last 6 months’ bank statements from your salary account are needed.
Employment proof needed?
Provide your company ID card or offer letter.
How many photos required?
Submit passport-size photographs with your documents.
How does preparing documents help?
Having these documents ready speeds up processing and avoids delays in your loan application.
Why Choose Us?
We connect you with personal loan offers to your unique profile, even if your credit score isn’t perfect.
✔ Pan India Loan Assistance
✔ Documentation Support Help
✔ Multiple Bank & NBFC Options
✔ Transparent Process
✔ Dedicated Relationship Manager
Disclaimer
Galaxy Finserv is a loan assistance service provider / channel partner and not a direct lender. Loan approval, interest rates, and terms are determined by respective banks and NBFCs based on applicant profile, credit score, and eligibility.
We do not guarantee loan approval.
150+
Trusted clients handled monthly by us.
Contact
Contact us for loan guidance
Chatterjee International Centre , 19th Floor, Room no. 6 ,33A, Jawaharlal Nehru Road,Park Street, Kolkata 700071
+91-75960 57715
Copyright © Galaxy Finserv. All rights reserved.
Address
Phone
support@galaxy-finserv.com