ALL FINANCE SOLUTION ACROSS INDIA
Education Loan Assistance (Third-Party Loan Facilitation Service)
Helping you fund your dreams with easy, affordable education loans
A short story about us
Galaxy Finserv is a registered financial service provider based in Kolkata. Galaxy Finserv is a loan assistance service provider and not a direct lender, offering assistance in securing personal, business, and other types of loans through trusted banking and NBFC partners across India.
UDYAM Registration No: UDYAM-WB-10-0150997
Type: Micro Enterprise
Business Activity: Financial Services (Loan Assistance)
Established: 2023
Type: Micro Enterprise
Business Activity: Financial Services (Loan Assistance)
Established: 2023
UDYAM Registration No: UDYAM-WB-10-0150997
Type: Micro Enterprise
Business Activity: Financial Services (Loan Assistance)
Established: 2023
About Galaxy Finserv
What Is education Loan?
An Education Loan helps students achieve their academic dreams without financial stress. Whether you’re planning to study in India or abroad, we assist eligible applicants in connecting with reputed banks and NBFCs that offer flexible funding solutions to cover tuition fees, living expenses, travel, and other education-related costs.
Important Disclosure: We are a third-party loan assistance and facilitation service, not a direct lender. Final approval, loan amount, interest rate, and disbursal are solely at the discretion of the respective bank/NBFC based on eligibility and verification.
Key Features
Loan Amount:
Up to ₹10–₹15 lakhs (India)
Up to ₹50 lakhs+ (Abroad) (depending on applicant profile and lender policy)Rate of Interest (ROI):
Typically 8% to 14% per annum (subject to lender, course, institute & applicant profile)Approval Time (TAT):
Usually 3–7 working days (varies by lender and documentation)Loan Tenure:
Up to 10–15 years (as per lender norms)Moratorium Period:
Course duration + 6 to 12 months (subject to lender policy)Coverage:
Tuition fees, living expenses, travel, books, laptop, exam fees, and other eligible education-related expenses.
Eligibility Criteria
• Indian citizen
• Secured admission in recognized college/university (India or abroad)
• Co-applicant required (parent/guardian/spouse as applicable)
• Stable financial background of co-applicant
• Good academic record preferred
• CIBIL / credit profile of co-applicant may be considered by lender
• Final eligibility depends on lender assessment
Benefits
High Loan Amount – Helps cover complete education cost
Flexible Repayment – EMI may start after course completion, subject to lender terms
Competitive ROI – Lower rates may be available for select institutions/profiles
Tax Benefits – Interest deduction may be available under applicable income tax laws
Study in India & Abroad – Wide lender network coverage
Guided Process – Assistance with lender comparison, paperwork, and submission
Documents Required
👤 Student Documents
• PAN Card & Aadhaar Card
• Passport (mandatory for abroad studies)
• Academic records (10th, 12th, graduation marksheets)
• Admission Letter from institution
• Course details & fee structure
👨👩👧 Co-Applicant Documents (Parent/Guardian)
PAN Card & Aadhaar Card
Address Proof
Income Proof:
o Salary slips (for salaried applicants)
o ITR / Financials (for self-employed applicants)
• Bank statements (last 6 months)
📄 Additional Documents
• Passport-size photographs
• Visa documents (for abroad studies)
• Collateral documents (if required for higher loan amount as per lender norms)
Why Choose Us?
We help students and parents explore suitable education loan options through our lender network:
• Assistance in comparing ROI options from banks & NBFCs
• Support for study abroad loan applications
• Expert guidance on documentation & process
• Faster application coordination with lenders
• End-to-end support from application to disbursal process
Disclaimer
We do not guarantee loan approval. Approval, sanction amount, tenure, ROI, and final terms are determined solely by the respective lender after verification of documents, credit profile, repayment capacity, and internal policies.
Contact Us
Reach out anytime for help with your education loan application process.
Contact
Contact us for loan guidance
Chatterjee International Centre , 19th Floor, Room no. 6 ,33A, Jawaharlal Nehru Road,Park Street, Kolkata 700071
+91-75960 57715
Copyright © Galaxy Finserv. All rights reserved.
Address
Phone
support@galaxy-finserv.com