NPA Assistance & Low CIBIL Financial Solutions

Solutions for Challenging Financial Situations

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black blue and yellow textile

About Galaxy Finserv


Galaxy Finserv is a registered financial service provider based in Kolkata. Galaxy Finserv is a loan assistance service provider and not a direct lender, offering assistance in securing personal, business, and other types of loans through trusted banking and NBFC partners across India.

UDYAM Registration No: UDYAM-WB-10-0150997

  • Type: Micro Enterprise

  • Business Activity: Financial Services (Loan Assistance)

  • Established: 2023

  • Type: Micro Enterprise

  • Business Activity: Financial Services (Loan Assistance)

  • Established: 2023

  • UDYAM Registration No: UDYAM-WB-10-0150997

  • Type: Micro Enterprise

  • Business Activity: Financial Services (Loan Assistance)

  • Established: 2023

black blue and yellow textile
black blue and yellow textile

What is NPA Assistance & Low CIBIL Financial Solutions?

Facing difficulty getting loan approvals due to a low CIBIL score, overdue accounts, or past repayment issues? We help individuals and businesses explore suitable secured financial solutions through our network of financial institutions and lending partners. Our team assists in evaluating cases for refinancing, restructuring, balance transfer, and secured funding options based on eligibility and lender policies.

Key Features

  • Funding Type: Secured & Structured Financial Assistance

  • Loan Amount: Subject to property valuation, eligibility, income profile, and lender approval

  • Interest Rate (ROI): Starting from 14% per annum onwards*

  • Processing Time: Approx. 3–7 working days (subject to documentation and verification)

  • Available Solutions:

    • Loan Against Property (LAP)

    • Balance Transfer / Loan Takeover

    • Debt Restructuring Assistance

    • Settlement Support Funding

  • Flexible Case Assessment: Solutions structured as per individual financial profile and lender norms

*Interest rates, approval timelines, and eligibility may vary depending on applicant profile, credit history, repayment capacity, and lender policies.

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a man riding a skateboard down the side of a ramp

Our services

Purpose of Funding
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black blue and yellow textile

Funding can be utilized for:

  • Closure of overdue loans

  • NPA account settlement

  • Business working capital requirements

  • Debt consolidation

  • Credit profile improvement

  • Legal settlement of financial liabilities

  • Business expansion and operational needs

a man riding a skateboard down the side of a ramp
a man riding a skateboard down the side of a ramp
a man riding a skateboard down a street next to tall buildings
a man riding a skateboard down a street next to tall buildings
Benefits
  • Funding Despite Low CIBIL – Solutions designed for defaulters

  • NPA Case Handling – Professional guidance and restructuring support

  • Stop Legal Pressure – Manage and regularize overdue liabilities

  • Improve Credit Profile – Opportunity to rebuild CIBIL score

  • Customized Loan Solutions – Tailored according to individual circumstances

  • Quick Processing – Faster assessment and approval for eligible cases

  • Individuals or business owners with low CIBIL scores

  • Existing overdue, settled, written-off, or NPA accounts

  • Ownership of property (for secured funding options)

  • Stable income source or repayment capability

  • Genuine intention to regularize liabilities and improve financial standing

Eligibility Criteria

Documents Required

👤 KYC & Financial Documents
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black blue and yellow textile
  • PAN Card

  • Aadhaar Card

  • Address Proof

  • Bank Statements (Last 6 Months)

  • Income Proof (Salary Slips / ITR / Business Financials)

a man riding a skateboard down the side of a ramp
a man riding a skateboard down the side of a ramp
a man riding a skateboard down a street next to tall buildings
a man riding a skateboard down a street next to tall buildings
📄 Loan & NPA Related Documents
  • Existing Loan Statements

  • Overdue / NPA Details

  • Sanction Letters (if available)

  • Repayment History

  • Settlement Details (if applicable)

  • CIBIL Report (if available)

  • Title Deed (Mother Deed)

  • Sale Deed / Conveyance Deed

  • Chain Documents (20–30 Years)

  • Mutation Certificate

  • Property Tax Receipts

  • Approved Building Plan

  • Encumbrance Certificate (EC)

  • Latest Property Valuation Report (if available)

🏢 Property Documents (For Secured Funding)

Why Choose Us?

We specialize in handling complex, high-risk, and previously rejected loan cases:

  • Expertise in NPA, settlement, and CIBIL defaulter cases

  • Customized financial restructuring solutions

  • Strong network of lenders for difficult profiles

  • Higher approval possibilities for challenging cases

  • End-to-end assistance with complete confidentiality

  • Dedicated support throughout the funding process

Get professional assistance to resolve your financial challenges and move toward a stronger financial future.

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black blue and yellow textile
CIBIL improvement guide page
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Contact

Contact us for loan guidance

Chatterjee International Centre , 19th Floor, Room no. 6 ,33A, Jawaharlal Nehru Road,Park Street, Kolkata 700071

+91-75960 57715

Copyright © Galaxy Finserv. All rights reserved.

Address

Email

Phone

support@galaxy-finserv.com