Business Loans

Who We Are

Galaxy Finserv is a registered financial service provider based in Kolkata. Galaxy Finserv is a loan assistance service provider and not a direct lender, offering assistance in securing personal, business, and other types of loans through trusted banking and NBFC partners across India.

  • UDYAM Registration No: UDYAM-WB-10-0150997

  • Type: Micro Enterprise

  • Business Activity: Financial Services (Loan Assistance)

  • Established: 2023


Friendly financial advisor discussing loan options with clients in a cozy office setting.
Friendly financial advisor discussing loan options with clients in a cozy office setting.

Fuel Your Business Growth

A business loan helps you manage and grow your business efficiently—whether you need funds for expansion, working capital, machinery purchase, or managing daily operations. Get access to funds with minimal documentation and flexible repayment options.

A small business owner happily reviewing documents with a laptop and coffee in a cozy office space.
A small business owner happily reviewing documents with a laptop and coffee in a cozy office space.

Our Loans

A smiling business owner reviewing loan documents in a cozy office.
A smiling business owner reviewing loan documents in a cozy office.
Loan Amount

Based on your eligibility and business needs.

Approval Time (TAT):

Get approved within 2–3 working days.

Rate of Interest (ROI):

Choose up to five years to repay.

Loan Type:
Unsecured (No collateral required)
Flexible Terms

15% to 30% per annum, depending on:

  • CIBIL Score

  • Business vintage

  • Turnover & profitability

  • Banking profileness needs.

Loan Benefits

A small business owner happily reviewing loan documents in a bright office.
A small business owner happily reviewing loan documents in a bright office.
No Collateral

Access funds quickly without pledging assets.

Fast Processing

Minimal delays in approval and disbursal.

Flexible Usage

Use funds for any business purpose you need.

📉 Representative Loan Example (VERY IMPORTANT – You already added, just refine)

For a loan amount of ₹1,00,000 at an interest rate of 18% per annum for a tenure of 24 months:

  • EMI: ₹4,992 (approx.)

  • Total Interest Payable: ₹19,808 (approx.)

  • Total Repayment Amount: ₹1,19,808 (approx.)

(Actual figures may vary based on lender and applicant profile.)

Eligibility Criteria

  • Self-employed individuals / Business owners .

  • Minimum 1–2 years of business vintage.

  • Regular business income and banking transactions.

  • Good CIBIL score preferred (650+)

  • Business should be profitable

photo of white staircase
photo of white staircase
  • KYC Documents: Aadhaar Card, PAN Card.

  • Business Proof: GST Certificate / Shop Act / Trade License.

  • Income Proof: o Last 6–12 months bank statements o ITR for last 1–2 years o Financials (if applicable).

  • Business Proof Documents: o GST Returns (if applicable).

  • Photographs: Passport-size

Documents Required

Why Choose Us

A friendly consultant helping a business owner review loan options in a bright office.
A friendly consultant helping a business owner review loan options in a bright office.

We simplify your business loan journey with:

  • Best ROI options from multiple banks & NBFCs

  • Higher loan eligibility assistance

  • Easy processing & support at every step

  • End-to-end assistance from application to disbursal

🔒 Important Disclosures & Terms

  • Galaxy Finserv is a loan facilitator and not a direct lender.

  • Loan approval is subject to lender eligibility and verification.

  • Interest rates range from 15%–30% p.a. and vary by profile.

  • Additional charges (processing fee, GST, penalties, foreclosure charges) may apply.

  • We do not guarantee loan approval or lowest interest rates.

  • Final loan terms are decided by the respective lender (bank/NBFC).

  • Responsible Borrowing
    Borrowers are advised to assess their repayment capacity before applying. Missing EMIs may negatively impact your credit score and may lead to penalties or additional charges.

Third-Party Association Disclosure
We act as a facilitator/connector with multiple NBFCs and financial institutions. We are not a direct lender.

Transparent Communication
All loan terms, EMI details, charges, and repayment schedules will be clearly communicated before final disbursal.

Terms & Conditions

Contact

Contact us for loan guidance

Chatterjee International Centre , 19th Floor, Room no. 6 ,33A, Jawaharlal Nehru Road,Park Street, Kolkata 700071

+91-75960 57715

Copyright © Galaxy Finserv. All rights reserved.

Address

Email

Phone

support@galaxy-finserv.com