Business Loans
Who We Are
Galaxy Finserv is a registered financial service provider based in Kolkata. Galaxy Finserv is a loan assistance service provider and not a direct lender, offering assistance in securing personal, business, and other types of loans through trusted banking and NBFC partners across India.
UDYAM Registration No: UDYAM-WB-10-0150997
Type: Micro Enterprise
Business Activity: Financial Services (Loan Assistance)
Established: 2023


Fuel Your Business Growth
A business loan helps you manage and grow your business efficiently—whether you need funds for expansion, working capital, machinery purchase, or managing daily operations. Get access to funds with minimal documentation and flexible repayment options.
Our Loans


Loan Amount
Based on your eligibility and business needs.
Approval Time (TAT):
Get approved within 2–3 working days.
Rate of Interest (ROI):
Choose up to five years to repay.
Loan Type:
Unsecured (No collateral required)
Flexible Terms
15% to 30% per annum, depending on:
CIBIL Score
Business vintage
Turnover & profitability
Banking profileness needs.
Loan Benefits


No Collateral
Access funds quickly without pledging assets.
Fast Processing
Minimal delays in approval and disbursal.
Flexible Usage
Use funds for any business purpose you need.
📉 Representative Loan Example (VERY IMPORTANT – You already added, just refine)
For a loan amount of ₹1,00,000 at an interest rate of 18% per annum for a tenure of 24 months:
EMI: ₹4,992 (approx.)
Total Interest Payable: ₹19,808 (approx.)
Total Repayment Amount: ₹1,19,808 (approx.)
(Actual figures may vary based on lender and applicant profile.)
Eligibility Criteria
Self-employed individuals / Business owners .
Minimum 1–2 years of business vintage.
Regular business income and banking transactions.
Good CIBIL score preferred (650+)
Business should be profitable


KYC Documents: Aadhaar Card, PAN Card.
Business Proof: GST Certificate / Shop Act / Trade License.
Income Proof: o Last 6–12 months bank statements o ITR for last 1–2 years o Financials (if applicable).
Business Proof Documents: o GST Returns (if applicable).
Photographs: Passport-size
Documents Required
Why Choose Us


We simplify your business loan journey with:
Best ROI options from multiple banks & NBFCs
Higher loan eligibility assistance
Easy processing & support at every step
End-to-end assistance from application to disbursal
🔒 Important Disclosures & Terms
Galaxy Finserv is a loan facilitator and not a direct lender.
Loan approval is subject to lender eligibility and verification.
Interest rates range from 15%–30% p.a. and vary by profile.
Additional charges (processing fee, GST, penalties, foreclosure charges) may apply.
We do not guarantee loan approval or lowest interest rates.
Final loan terms are decided by the respective lender (bank/NBFC).
Responsible Borrowing
Borrowers are advised to assess their repayment capacity before applying. Missing EMIs may negatively impact your credit score and may lead to penalties or additional charges.
Third-Party Association Disclosure
We act as a facilitator/connector with multiple NBFCs and financial institutions. We are not a direct lender.
Transparent Communication
All loan terms, EMI details, charges, and repayment schedules will be clearly communicated before final disbursal.
Terms & Conditions
Contact
Contact us for loan guidance
Chatterjee International Centre , 19th Floor, Room no. 6 ,33A, Jawaharlal Nehru Road,Park Street, Kolkata 700071
+91-75960 57715
Copyright © Galaxy Finserv. All rights reserved.
Address
Phone
support@galaxy-finserv.com
